Feb 10
It’s been awhile since I’ve updated the blog, for that I am sorry.
Mostly, it’s been the busy time of the season for the sub-prime short term loan world. November and especially December are very high demand months with the holidays and extra expenses associated with them leaving people short on cash.
As we roll into tax season things lighten up, this is a great chance to get your finances in order and stop the debt cycle (if you’re in one).
Sep 09
Yes, The fact that you need a short term loan and are seeking information about companies and doing some research before you apply. Simply makes you smarter.
If you’re looking for a loan, it can be daunting to need to borrow money. The triple digit APR, the shady websites and the half baked customer support.
No amount of fussing or worry is going to fix this. in the long run, you’ll need to improve your financial management (You’re smart – you know how). However, If you need a short term loan now. Try ResponsibleLoan.com.
ResponsibleLoan.com does the important things right:
Short term loan from ResponsibleLoan.com
Sep 09
Sorry it’s been so long since we’ve put up a posting. It’s a busy busy world for short term loan marketers.
The continuing downward spiral of the economy is putting new pressures on underwriting customers. Customers are either brand new to the payday / short term market or are so far in debt with short term loans they represent a huge credit risk. Here are some tips to keep your account yourself out of the crazy debt cycle.
In the end. Money management is like a diet. Sure there are fads and quick fixes, in the end making more and/or spending less is the only fix. Start now.
Jul 20
Do not be an easy scam mark.
Sounds easy? It is.
Do your homework and research before you give a stranger your information. You may feel rushed and hurried, but a few minutes of thought will do you justice in the end.
So many customers have to change their bank accounts after applying for multiple payday loans. Why? Payday loan companies make extra money by selling or renting your information. It’s not nice and its barely legal.
Interested in a company that:
1) Never sells, rents or gives access to your information
2) Treats your respectfully
3) Has a great loan with flexible repayment options
Try the guys at responsible loan – Short term loans
Apply now!
Jun 24
You are probably in a rush to get your cash from a short term loan company. That’s fine – if money was not tight, you would not need to borrow using an expensive form of credit.
However, please (I beg you) take a few minutes before applying and ask a few questions of your potential lender. You know… The person who you will be giving your personal and banking information to? I know this may shock you, but not everyone on the internet asking for your checking account is a good guy. =)
Do the following before applying. It will take less than 5 minutes and then you can be on your way to entering your information in the application
1. Read the website. Especially pay attention to any fees and pricing information.
2. Look for a contact method for the company and send them an email or call (if you find a number). Just say “hello, I am thinking about applying”
3. Do they tell you the price of the loan before you apply? (this is a big one… pay attention)
4. Are there a lot of confusing check boxes on the site? (If so, watch out – you could be signing up for a service you don’t need)
Above all else, use common sense – There are far too many options to get cash quickly than risk your bank account to someone you do not trust.
Jun 15
There are a few good companies who offer very clear terms and straight forward disclosures of loan information.
If your looking for a company that has the following in a loan product, you should try the guys at ResponsibleLoan.com
May 17
Paydayloans and Short term loans deposited in your checking account tonight .
If you’ve done your homework on payday loans and you need money fast. Read on.
No matter why or for what reason you need the money, we can help. You can apply and be approved for up to $250.00 dollars deposited in your account tonight. Getting a paydayloan can be quick and easy from one of the nations most respected short term lenders.
The application process takes about 6 minutes. After that, send over proof of income and do a quick verifications call – if everything checks out. You can receive your funds in the morning.
It doesn’t matter if you call it a payday loan or a cash advance, you will still be eligible. Your first loan will be set to a maximum of $250. Depending on your trust factor and the state you live in, loan amounts could increase.
Just a quick reminder. Make sure this loan does not worsen your financial position and you can pay it off without creating a cycle of debt.
Apply now for a paydayloan!
May 06
Short loans are available.
We’ve found and reviewed some of the best lenders in the industry and made it easy for you to apply.
Whether your looking for a loan to pay off a late bill, prevent a bank overdraft or simply need a little extra money for the weekend these guys can help. The approval process they use is very unique. They require you to fax in some information, but make it very easy for you to get approved. Since the market and financial industries have gone awry they use other methods to determine who gets approved for a loan. And, of course they offer next day funding so you get quick cash.
This company also has great technical support. It’s interesting, they don’t ‘hold your hand’ like other companies – but they spell things out for you very clearly and have great email support available.
If your looking for a great company that deals in short loans? Try them out.
Loan Application
Apr 16
My uncle and aunt are coming in town. I do not get to see them much with the hectic schedules, trying to start a new business, getting engaged. It’s good to see them and catch up. I’ve always been close to family. My family is very typical and very loving. We have our odd family members and our kind family members, and sometimes they are the same person rolled into one.
As my family comes to town (We have a small family). I was going to a few of them to invest in my new business. Not much, just a few thousand to help me get off the ground and generate some revenue. How do you ask family for money and do I really want a family member to be that involved in my financial decisions? I’m not sure I do. Of course, the flip side of that argument is – I could really use some seed money to help get this thing started.
With credit being so tight at the moment and my new company being so new I doubt I could obtain credit any other way. It might be my only choice is to reach out to family and friends. If I do, I will ask with dignity and explain to them what I will use the money for. I will tell them exactly when they can expect to get paid back.
This really does not tie into the cash advance business, but it does stress the point – If you need cash, even a few hundred dollars. Make sure to think about asking family first.
Apr 16
Hello folks! As tax time draws to a close, and we put the fiscal year of 2009 behind us. I want to chat about budgeting. As I eluded to in an earlier posting, I was working on buying a diamond. Since that deed has been done and my lovely bride to be accepted my proposal. We are now right in the middle of planning a wedding.
It seems everyone we talk to has some advice or comment on the cost of weddings. They either want money (wedding vendors), talk about how expensive it is (Everyone, but mostly the newly wed), tell us how it needs to be great (Mostly other ladies). I started asking myself – Where are the people WITH the money!?
My future wife and I have a limited budget with which to get this deed done and are on a tight budget. How do you balance all the activities, food, wine, dress, etc etc. Just like everyone else, we have started spending. No real budget, no tracking expenses – just raw un-checked spending that has no accountability. It’s this that I want to talk about.
If a family has no real concept of its expenditures, there is no accountability. And for any budget to have a chance of success, accountability needs to be high on the list. So, We have taken our budget and begin to keep track of expenditures. She has her responsible items and I have mine. Since, we have a plan – Both of us have calmed down and are finding ways to achieve our wedding without need to take a loan or use our credit cards (or ask family – since we are trying to do it alone).
So, if possible – use this time to setup a budget for the new fiscal year. Don’t spend without being accountable. Know your limits. Know your income. In the event, you really do have a emergency cash need. Which, I hope you don’t. Start your short term loan search here. They will make sure you get a lender who is honest and fair (and actually in the United States vs. some offshore guy)
Well, Now I am off to see another church.
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