RSSAccountability and budgets
Apr 16
Hello folks! As tax time draws to a close, and we put the fiscal year of 2009 behind us. I want to chat about budgeting. As I eluded to in an earlier posting, I was working on buying a diamond. Since that deed has been done and my lovely bride to be accepted my proposal. We are now right in the middle of planning a wedding.
It seems everyone we talk to has some advice or comment on the cost of weddings. They either want money (wedding vendors), talk about how expensive it is (Everyone, but mostly the newly wed), tell us how it needs to be great (Mostly other ladies). I started asking myself – Where are the people WITH the money!?
My future wife and I have a limited budget with which to get this deed done and are on a tight budget. How do you balance all the activities, food, wine, dress, etc etc. Just like everyone else, we have started spending. No real budget, no tracking expenses – just raw un-checked spending that has no accountability. It’s this that I want to talk about.
If a family has no real concept of its expenditures, there is no accountability. And for any budget to have a chance of success, accountability needs to be high on the list. So, We have taken our budget and begin to keep track of expenditures. She has her responsible items and I have mine. Since, we have a plan – Both of us have calmed down and are finding ways to achieve our wedding without need to take a loan or use our credit cards (or ask family – since we are trying to do it alone).
So, if possible – use this time to setup a budget for the new fiscal year. Don’t spend without being accountable. Know your limits. Know your income. In the event, you really do have a emergency cash need. Which, I hope you don’t. Start your short term loan search here. They will make sure you get a lender who is honest and fair (and actually in the United States vs. some offshore guy)
Well, Now I am off to see another church.
